专属跨境汇款服务
Bespoke remittance services
个人与家庭资金安排
Personal & family arrangements
家庭生活与资产分布在澳大利亚和中国两地，往往伴随着持续的跨境汇款需求。我们会根据汇款用途和您的情况，说明所需资料并统筹汇兑安排；如需与您现有的顾问协调资料，我们也可在获得您授权后直接对接。
When a family's life and assets are spread across Australia and China, regular cross-border transfers may be needed. We explain the documents required and coordinate remittance arrangements around the transaction objectives and your circumstances. With your authorisation, we can also coordinate documents directly with your existing advisers.
常见汇款需求
Common transfer needs
典型场景涵盖家族成员赡养与生活支持、子女在澳教育经费安排，以及配合房产购置或资产配置的跨境资金调拨。不同用途所需的资料和办理条件有所不同，我们会向您具体说明。
Typical requirements include family maintenance and support in China, education funding in Australia, and cross-border capital transfers associated with property acquisitions or investments. The documents and conditions vary by purpose. We explain what is needed for your transfer.
资料准备与记录
Documents and supporting records
我们会先了解汇款用途和背景，再说明所需文件及其用途，让每笔汇款的资料完整、清晰，方便您留存和核对。
We review the context and objectives of your transfer, then explain which documents are needed and why, so that each transfer has clear, complete supporting records for you to keep and check.
与您的顾问协作
Working with your advisers
如果您已有会计师、律师或税务顾问，我们可在获得授权后，直接向他们提供相关付款记录和资料，协助其开展工作。
With your authorisation, we can send relevant payment records and documents directly to your existing accountant, lawyer or tax adviser to support their work.
专属对接
Your dedicated relationship contact
由熟悉您情况的专属对接人跟进，在资料准备、付款确认及付款完成等关键阶段，向您说明进展并提供相应记录。
A dedicated relationship contact familiar with your circumstances will keep you informed and provide records at the key stages: document preparation, payment confirmation and completion.
一户家庭计划在澳大利亚购置房产，需要配合交割时间安排跨境汇款。我们会提前沟通汇款用途、资金来源和时间要求，说明所需资料；如有需要，可在获得客户授权后，与其律师或会计师协调付款信息。完成相关审核、并由客户确认汇率和费用后，再执行跨境划转并提供付款凭证。本例仅用于说明服务流程，不代表真实客户案例。具体能否办理及预计时间，以交易情况和合规审核结果为准。
A family plans to purchase a property in Australia and needs to arrange a cross-border transfer around the settlement date. We discuss the purpose of the transfer, the source of funds and timing requirements in advance, and explain the documents required. If needed, with the client's authorisation, we can coordinate payment information with their lawyer or accountant. After the relevant checks are complete and the client has confirmed the exchange rate and fees, we execute the cross-border transfer and provide a payment confirmation. This example illustrates the service process only and does not represent a real client. Whether a transfer can proceed, and its expected timing, depend on the transaction and the outcome of compliance review.
企业对华付款
Business payments to China
我们协助澳大利亚企业高效执行对华商业付款，提供透明的汇率报价、明确的预计到账时效及规范的交易凭证。针对贸易结算，我们将每笔付款凭证与采购订单及商业发票逐一对应，便于企业财务核算与审计对账。
We assist Australian enterprises in executing commercial payments to China, offering transparent pricing, estimated settlement timelines and structured transaction records. For trade settlements, each payment record is referenced against your purchase orders and commercial invoices to streamline accounting and reconciliation.
服务对象与付款用途
Who we serve, and the payments we handle
服务对象包括从中国采购商品的进口商、批发商和贸易企业，以及需要向中国支付服务费、咨询费等款项的澳洲企业。
We serve importers, wholesalers and trading businesses buying goods from China, as well as Australian businesses paying service fees, consulting fees and similar charges to recipients in China.
首次合作与后续付款
Getting started and making subsequent payments
首次建立合作时，我们将梳理贵司的采购与付款周期，完成企业主体及关键人士的尽职调查与合规建档。
后续付款时，您提供相应的采购订单、发票及其他交易资料，我们结合已有档案办理。
During initial onboarding, we review your procurement and payment workflows, complete verification and compliance due diligence for the entity and its key principals, and establish your client profile.
For later payments, you provide the relevant purchase orders, invoices and other transaction documents. We use these alongside your existing file to process the payment.
汇率、费用与预计到账金额
Rate, fees, and the amount received
每笔付款前，我们会向您说明适用汇率、相关费用，以及收款方预计收到的金额，仅在您明确确认后执行付款。
Before each payment, we explain the applicable exchange rate, fees and the amount the recipient is expected to receive. We execute payment only upon your explicit confirmation.
付款时间与进度
Timing and updates
了解交易情况后，我们会说明预计办理时间，并在付款过程中向您更新进度。若涉及特定付款账期或交割节点，请预先告知，以便我们为您统筹规划执行节奏。
After reviewing the transaction details, we explain the expected processing time and keep you updated as the payment proceeds. Where a payment is subject to a specific settlement deadline, prior notice enables us to coordinate the execution schedule accordingly.
付款凭证与对账
Payment records and reconciliation
每笔贸易付款均对应相关采购订单和发票编号，并提供付款凭证，供您进行财务核算、对账、审计留档及合规备查。
Each trade payment is matched to the relevant purchase order and invoice number and comes with a payment confirmation, to support your accounting, reconciliation, audit documentation and compliance record-keeping.
一家悉尼家居用品批发商每月向多家中国供应商付款。合作初期，我们完成企业资料审核并建立档案。此后，企业提交各笔交易的采购订单和发票，确认汇率与费用后，由我们执行付款，并提供凭证供其月度对账。本例仅用于说明服务流程，不代表真实客户案例。具体办理要求视交易情况及审核结果而定。
A Sydney homewares wholesaler pays several Chinese suppliers each month. At the outset, we complete an initial business review and establish a file. Thereafter, the business submits the purchase order and invoice for each transaction; once the rate and fees are confirmed, we execute payment and provide confirmations for its monthly reconciliation. This example illustrates the process only and does not represent a real client. Actual requirements depend on the transaction and the outcome of review.